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WHICH BLACK CARD IS FOR YOU?

So, I was flipping through my Vogue and I came across this ad for the new Visa Black Card. This card is made with carbon and is limited to only 1% of U.S. residents to ensure personalized service to every card-member! Black Card members will enjoy; 24-hour world class concierge service, luxury gifts,exclusive rewards program and an annual fee of $495. Visa has already been giving American Express’s Centurion Card (also known as the black card) some competition. I’m not sure exactly how much you have to spend annually to have a Visa Black Card but Amex is not with the B.S. The Amex black card is made of titanium and could be used as a weapon! Amex charges $2,500 per year, with a first time initiation fee of $5,000 on top of the fact that you have to spend $250,000 in a 12 month period! Which one would you choose? I applied for both of these cards and got a pink hello kitty card from Visa…LOL!